About Adaptive Money

Welcome to the page of Adaptive Money bringing a new, highly innovative and totally refreshing approach to all things money.

Adaptive Money provides specialist commercial and consumer finance expertise across many sectors both direct to consumer and as a specialist support to Accountants, Solicitors, Financial and Mortgage brokers plus Insolvency Practitioners. We can help with business projects, company cash flow funding support and portfolio finance.

More specifically we are authorised to provide guidance and robust cost effective solutions on all consumer and corporate insurances and general money saving advice. Additionally we have wide ranging access to the secured loans and re mortgage market to optimise release of available equity where possible.

All the team have many years combined experience in tailoring bespoke deals across the intermediary marketplace as well as direct to client. We combine a whole of market access with an excellent track record in getting our deals “across the line”.

We particularly specialise in -

CriteriaSecured Loans
CriteriaMortgages
CriteriaCommercial Finance
CriteriaShort Term Funding/Bridging Finance
CriteriaBuy To Let
CriteriaPortfolio Finance
CriteriaProtection products for Business and Individuals
CriteriaProtection Products

Company Directors


Sarah Bradwell
Sarah has a wealth of experience within the financial services arena – working as a Mortgage Adviser at a financial advice practice prior to establishing a mortgage department, to holding numerous National Account roles for a variety of specialist lenders including Kensington Mortgages and the Scarborough Building Society. In the past 5 years Sarah was the National Account Manager and managed a National team at Invocas Financial offering a range of debt solution products.

Karen Ball
Karen has been in the Financial Services Industry for 28 years. Her early career was at Natwest. This included all banking senior roles latterly Dedicated Mortgage Adviser/ Financial Adviser and then the Branch Manager. The more recent years were as an Account Manager for various Mortgage lenders including all specialist types of lenders. These lenders were TMW, Kensington and the Divisional Manager at Investec managing a National team of Business Development Managers.